UK's most generous excess offer

    Car Insurance Excess Cover

    Up to £500 covered, free

    Book your accident repair with a Solution Repair Group member bodyshop and we contribute up to £500 towards your insurance excess. No premium, no forms, no obligation.

    Car insurance excess cover pays the excess you would normally have to hand your insurer when making a claim. Excess protection policies typically cost £40 to £120 a year. Solution Repair Group members include up to £500 of excess cover free when you book your accident repair with them - no separate premium, no waiting for a payout, and no obligation to accept.

    Why pay for excess protection?

    Compare a standard excess protection policy with the Solution Repair Group offer.

    Standard excess policy

    • £40 - £120 annual premium
    • Only pays out if you actually claim
    • Claim forms and waiting periods
    • Coverage limits and exclusions apply
    • Locked to your policy year

    Solution Repair Group cover

    • Up to £500 excess cover included free
    • Applied directly to your repair invoice
    • No premium, no forms, no waiting
    • Works with any UK insurer
    • No obligation until you book

    How the £500 excess cover works

    1. 1

      Get a free estimate

      Find your nearest Solution Repair Group member and get a no-obligation quote for your accident repair. Photos on WhatsApp are fine.

    2. 2

      Notify your insurer

      You have the right under the Consumer Rights Act to choose your own repairer - you do not have to use their approved network.

    3. 3

      Book with the member

      Confirm the booking with the bodyshop. The £500 excess contribution is applied to your invoice automatically.

    4. 4

      Pay a reduced excess

      If your excess is £500 or less, you pay nothing. If it is higher, you pay only the difference.

    Common questions

    What is car insurance excess cover?

    Car insurance excess cover pays the compulsory or voluntary excess you would normally have to hand over to your insurer when you make a claim. Solution Repair Group members contribute up to £500 towards your excess on qualifying insurance repairs booked through the network.

    How much excess can Solution Repair Group cover?

    Up to £500 of your policy excess is covered when you book your accident repair with a Solution Repair Group member bodyshop. There is no separate premium to pay - it is included as part of the repair booking.

    Do I need to buy a separate excess protection policy?

    No. Most excess protection policies cost £40 to £120 per year and pay out only after you claim. Our £500 excess contribution is included with the repair, so there is nothing to buy up front and no obligation.

    Which insurers can I use this with?

    Any UK motor insurer. You choose your repairer under the Consumer Rights Act - you do not have to use your insurer's approved network. Book with a Solution Repair Group member and the excess contribution applies.

    How do I claim the excess contribution?

    Call the member bodyshop closest to you, tell them you would like to book your insurance repair, and the excess contribution is applied to the invoice automatically. No forms, no waiting for a payout.

    Ready to save up to £500?

    Find your nearest Solution Repair Group member bodyshop and get a free repair estimate today.

    Find my nearest member